Personal Banking


From our individual clients to those with growing families, we know that each have unique needs in personal banking. Call and talk to one of our personal banking professionals today and let us help you find the product that best meets your needs.


PERSONAL CHECKING ACCOUNT OPTIONS

Prime 1 Free Checking

Enjoy unlimited check writing and a host of other benefits to help manage your account.
  • Free ATM Transactions
  • Free Online Banking
  • Free Prime Pay
  • Minimum to open: $100

Prime of Life Checking

For those 55 years of age or better, this account offers free, full-service checking, plus interest.
  • Free ATM Transactions
  • Free Online Banking
  • Free Prime Pay
  • Minimum to open: $100
  • Monthly Compounding Interest
  • Tiered Competitive Interest Rates:
              $0-4,999.99
              $5,000.00-24,999.99
              $25,000.00 & Above
Prime Performance Checking

For those who tend to keep higher balances, this account rewards you with interest.
  • Free ATM Transactions
  • Free Online Banking
  • Free Prime Pay
  • Minimum to open: $500
  • Minimum balance to avoid $7.00 monthly fee: $1,000 ($0.15 per item, if balance drops below minimum)
  • Monthly Compounding Interest
  • Tiered Competitive Interest Rates:
              $0-4,999.99
              $5,000.00-24,999.99
              $25,000.00 & Above

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MONEY MARKET ACCOUNT OPTIONS

Perfect for those who want to earn a higher rate of interest on their deposits and don’t need to write many checks each month.
Prime Investment
  • Monthly Compounding Interest
  • Tiered Competitive Interest Rates:
              $0 - 2,499.99
              $2,500.00 - 9,999.99
              $10,000.00 - 49,999.99
              $50,000.00 - 99,999.99
              $100,000 & Above

  • Minimum balance to open/avoid $11.00 monthly fee: $2500
  • Withdrawals per month: First 3 FREE, $15.00 for each excessive withdrawal
Prime Premier Investment
  • Minimum Balance to open: $75,000.00
  • Tiered Competitive Interest Rates:
              $0.00 to 74,999.99
              $75,000.00 & Above

  • Withdrawals per month: First 6 FREE, $15.00 for each excessive withdrawal

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PERSONAL SAVINGS ACCOUNT OPTIONS

Prime Prep

For those 18 years of age or younger.
  • Free online banking
  • Competitive Interest Rates
  • No minimum to open
  • No monthly service charge
  • Withdrawals per quarter: First 6 FREE, $2.00 each thereafter
Prime Savings

Classic, interest bearing savings account.
  • Free Online Banking
  • Competitive Interest Rates
  • Minimum balance to open/avoid $2.00 quarterly service charge: $100
  • Withdrawals per quarter: First 6 FREE, $2.00, each thereafter

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CERTIFICATES OF DEPOSIT

We offer CD’s with wide-ranging terms. With a minimum opening requirement of only $1,000, CD’s offer stable, secure results, backed by the FDIC.

If your investment goal is focused on retirement, traditional and SEP IRA’s offer tax-deferred earnings, and Roth IRA’s offer tax-free earnings. We can set up different IRA plans, based on your savings objectives.

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PERSONAL FINANCING SOLUTIONS

Let us help you realize your dreams and goals! Our staff will work quickly and efficiently to get you the financing assistance you need to get you on your way.
Mortgages

No question, the mortgage process can be a daunting task...but not at Prime Bank. We pride ourselves in providing our clients with who we believe are the area’s finest mortgage professionals. From a simple refinance, to building or buying the home of your dreams, they will find the best financing option for your unique situation while keeping the process smooth and hassle-free. Ready to get started? We’re ready to help. Give us a call at (405) 340-2775, or click on the "Mortgage Center" button at the top of the page for more information.
Home Equity Loans

Wishing for a new pool or a well-deserved vacation? Looking for a way to fund your graduate’s college education? Call us today about a home equity loan…it’s a smart solution to your financing needs.
Vehicle and Personal Loans

We’ll help put you in the driver’s seat of your new car, truck, boat or RV. Contact one of our friendly loan professionals and let us help with your personal financing needs.
Secure Online Applications
To find the right loan for you, we want to discuss your specific goals in person. However, if you’re not quite ready for a consultation, click on the “Calculators” button at the top of the page and use this online tool to estimate your loan payments.

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ADDITIONAL SERVICES

Below are just a few of the additional banking services available to our clients. Our helpful personal banking professionals look forward to discussing your unique banking needs with you.
Telebanc 1-888-8PR-IME9

Using your unique Personal Identification Number (PIN), conveniently and securely access your account information over the telephone.
Online Banking

Securely manage your accounts in “real time”. View transactions and statements, transfer funds between eligible accounts and download information to a variety of financial management software programs.
ATM/Visa™ Debit Card

Conveniently access the funds in your eligible accounts at automated teller machines and make purchases at participating merchants.
Prime Pay

Such a time saver! Safely and efficiently manage and pay bills from your eligible accounts online. Never tried it? We’ll be glad to walk you through it…just give us a call!
Report a Lost or Stolen ATM/Visa™ Debit Card

Immediately call, Prime Bank at (405) 340-2775 during normal banking hours. During NON-business hours, please call 1-800-554-8969.
 

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